Thinking about moving from the UK to Malta? This beautiful Mediterranean island is becoming a popular destination for people looking for a better quality of life, warmer weather, and great tax benefits.
Moving to Malta for personal reasons, career opportunities, or investments offers many possibilities for residency and citizenship. UK nationals can take advantage of various permanent residency programmes, tax benefits, and other opportunities in Malta. This guide provides a clear overview of the benefits and options for those who are planning to call Malta their new home.
Malta is a small but lively country with a rich history, a key location, and modern facilities. As part of the European Union and Schengen Area, it gives easy access to other European countries. For nationals of England and the United Kingdom, the shared English language and the familiar influences from Malta’s British colonial past make adapting to life on the island easier.
But Malta offers more than just convenience. It is known for being a safe country with a strong healthcare system and a wide range of education options. The cost of living is often lower than in the UK, allowing for a high-quality lifestyle at a reasonable price. Investors are also drawn to Malta’s growing real estate market and attractive tax programmes.
Tax Benefits
Malta uses a territorial tax system, which means foreign income is only taxed if it is brought into the country. Agreements to avoid double taxation help UK nationals manage their taxes effectively.
Lower Cost of Living
Malta is more affordable than the UK, with cheaper housing, groceries, and utility bills. This allows residents to live comfortably without spending too much.
High-Quality Healthcare
Malta’s healthcare system is among the best in Europe. Residents with legal status can access free or low-cost public healthcare. Private healthcare is also available, offering shorter waiting times and more personalized services.
Education Choices
Families moving to Malta can pick from public, church, or private international schools. International schools, such as Verdala International School, offer curriculums like the British and International Baccalaureate, making them ideal for expats.
Safe and Welcoming Community
Malta is one of the safest countries in Europe, with low crime rates. The friendly culture and wide use of English make it easy for expats to integrate into local communities. There are many social activities and groups where newcomers can connect with others.
Perfect Climate and Outdoor Activities
Malta is sunny most of the year, with about 300 days of sunshine annually. The warm weather is ideal for outdoor lovers, offering activities like swimming in clear waters and exploring historic sites, such as the UNESCO-listed Megalithic Temples.
Cultural Experiences
Although English is widely spoken, learning some basic Maltese can improve social interactions and show appreciation for local traditions. Joining festivals, community events, and traditional celebrations helps expats feel more connected to Malta's culture.
UK nationals can choose from several residency options depending on their needs. These programmes include permanent residency, tax-efficient schemes, and visas for remote workers.
Citizenship by Investment ( CDI / MEIN)
For those wanting European Union citizenship, Malta’s Citizenship by Investment programme is a great option. Applicants need to make financial contributions to the Government of Malta, purchase or rent a property, and donate to a public organisation registered in Malta. In return, Malta’s Citizenship by Investment programme provides great benefits for investors and their families, including:
● Visa-free travel: Access to over 180 countries, including the Schengen Area, US, and Canada.
● EU rights: Permission to live, work, and study in any EU country.
● Wealth benefits: No inheritance tax or wealth taxes.
Malta Permanent Residence Programme (MPRP)
The MPRP is designed for non-EU nationals who want to gain permanent residency without living in Malta full-time. To qualify, applicants need to invest in government-approved property, make financial contributions to the state, and donate to local charities. Successful applicants can access healthcare, education, and the ability to travel freely in the Schengen Zone.
Malta Global Residence Programme (GRP)
The GRP is ideal for retirees or wealthy individuals looking for tax advantages. This programme provides a flat tax rate on foreign income brought into Malta, along with access to healthcare and education. Applicants must meet requirements such as renting or purchasing property and holding valid health insurance.
Digital Nomad Visa
Malta has embraced remote work trends with its Digital Nomad Visa, allowing individuals employed by foreign companies to live in Malta for up to a year. Applicants must show they can work remotely, prove their income is stable, and have private health insurance.
Malta’s real estate market offers many choices, from renting modern apartments to buying luxury villas. Non-EU nationals need an Acquisition of Immovable Property (AIP) permit to purchase property, except in Special Designated Areas (SDAs). These exclusive areas, such as Tigne Point and Portomaso, allow foreign ownership without restrictions and often include extra amenities like pools and gyms.
For expats unsure about staying long-term, renting is a practical choice. Popular locations for UK nationals include Sliema and St. Julian’s, known for their lively atmosphere and close access to business areas.
Pension and Financial Advice
It’s important for UK citizens moving to Malta to get professional advice about how pensions and income will be taxed. Programmes like Malta’s Retirement Programme offer special tax rates, especially for public service pensions.
Access to Healthcare
Non-working residents need private health insurance, while those with jobs can use Malta’s public healthcare services.
Adapting to the Culture
Learning about Malta’s cultural traditions, etiquette, and local foods can help new residents adjust and feel at home more easily.
Imagine waking up to 300 days of sunshine, surrounded by the sparkling Mediterranean Sea, with access to world-class healthcare, lower living costs, and a wealth of opportunities. Whether you’re chasing a relaxed lifestyle, exciting career moves, or smart investment options, Malta offers it all.
Don’t let this chance pass you by—unlock a future of endless possibilities in one of Europe’s most captivating destinations.
Maltese citizenship offers many advantages, including visa-free travel to over 180 countries, the right to live, work, and study in any EU country, access to Malta’s excellent healthcare and education, and favourable tax rules for individuals and businesses.
The MEIN programme gives non-EU citizens the chance to become Maltese citizens by making significant financial contributions. This includes donations to the National Development and Social Fund, investments in property, and charitable donations to local NGOs.
The process usually takes between 12 and 18 months, depending on how complete the application is and how quickly the required checks are done.
Applicants must contribute at least €600,000 to the National Development and Social Fund, invest in property worth at least €700,000 (or rent for a minimum of €16,000 per year for 5 years), and donate €10,000 to an approved charity. Other administrative and due diligence fees also apply.
Yes, applicants must hold Maltese Residency status for at least 12 months to show a genuine connection to the country before receiving citizenship.
Yes, family members can be included. This includes spouses, unmarried children under 29, and financially dependent parents or grandparents over 55, as long as they meet the criteria.
You will need to provide proof of identity, evidence of financial stability, a clean criminal record, health insurance, and proof of investments in Malta. A licensed agent can help you prepare the necessary documents.
Yes, citizenship can be revoked if the applicant does not meet programme requirements, is involved in illegal activities, or acts against Malta’s interests.
You can find further detailed information on our Malta Citizenship by Investment page on our website by clicking here, and the on the Maltese Government’s website Community Malta Agency.
It’s best to work with an experienced licensed agent on Malta’s citizenship programmes. DZ Advisory carries years of experience in immigration and can professionally guide you through the process, ensure all requirements are met, and help with the paperwork to make the application as smooth as possible.
Contact DZ Advisory to assist you in relocating to Malta from the United Kingdom. Get in touch with one of our team members to guide you through according to your specific needs.