Relocating to Malta is becoming an increasingly popular choice for Chinese nationals, who are seeking migration to Europe from the US, for new opportunities, a better quality of life, and business prospects for their families. With its advantageous residency and citizenship programs, stable economy, and rich cultural history, Malta offers an ideal gateway for personal and professional growth.
Here's what you need to know about making Malta your new home with the support of DZ Advisory.
1. Access to the EU and the Schengen Zone
Malta is a full EU member, offering Chinese nationals a stable economy and access to one of the world’s largest markets. Additionally, Malta is one of 29 Schengen countries that allow visa-free travel for its residents as of January 2025. This makes Malta a great choice for people looking for easy access to other EU countries, whether for work, study, or tourism.
2. Strengthened Ties with China: Visa-Free Entry
In a related development, China has recently added nine more countries, including Malta, to its visa-free entry program, starting from November 30, 2024. This move is part of China’s efforts to boost tourism and business connections worldwide while supporting its economy. Maltese citizens and residents can now travel to China without a visa for up to 30 days, making it easier to build stronger business relationships and cultural exchanges between the two countries.
3. A Hub for International Business
Malta’s economy has shown strong growth and Malta’s location between Europe, Africa, and the Middle East makes it a great hub for international business. For Chinese entrepreneurs in areas like import/export, fashion, and logistics, this creates new opportunities to grow their global presence.
4. Ideal Climate and Clean Environment
Malta also enjoys over 300 days of sunshine each year, making it a popular choice for those looking for good weather. The islands have mild winters and do not experience snow, which appeals to people used to harsher climates. Additionally, Malta’s clean air is a welcome change compared to the pollution levels in cities like Beijing and Shanghai, helping to improve overall health and comfort.
5. Affordable Cost of Living
The cost of living in Malta can also be affordable, especially outside urban areas. For example, in Gozo, a two-bedroom apartment costs around €550 per month. While rent in cities like Sliema is higher, daily items like local dairy products and wine are often cheaper in Malta than in cities like Shanghai. For example, a bottle of mid-range wine in Shanghai is 87.5% more expensive than in Malta.
3. A Hub for International Business
One of Malta’s advantages is that English is an official language, making it easier for Chinese nationals to settle in compared to non-English-speaking countries. This helps with everyday communication, legal processes, and education.
Malta is also known for being a friendly and diverse place. The country’s culture is influenced by European, North African, and Middle Eastern traditions, creating an inclusive atmosphere. Chinese expats often find that they can feel at home while enjoying new cultural experiences.
Ultimately, thanks to its strong economy, good quality of life, and welcoming culture, Malta is an excellent choice for Chinese nationals looking for both professional opportunities and a better lifestyle.
Permanent Residence Program (MPRP)
The Malta Permanent Residence Program (MPRP) is a good choice for people who want to live in Malta and have access to Europe.
To qualify, you need to make a minimum investment of €80,000, which includes fees and property-related costs. Applicants must also make a government contribution of €30,000 if they buy a property or €60,000 if they rent, and donate €2,000 to a registered Maltese NGO.
You can either buy a property worth at least €375,000 or rent one for a minimum of €14,000 per year. The property must be kept for at least five years.
This program allows you to travel freely within the Schengen Zone for up to 90 days in any 180-day period without needing a visa. One of the main advantages of the MPRP is that there is no annual minimum tax requirement, giving you more financial flexibility. The program also provides permanent residency without needing yearly renewal, unlike some temporary residency options.
Citizenship by Investment (MEIN)
The Granting of Citizenship for Exceptional Services by Direct Investment (CDI/CBI/MEIN), also known as citizenship by investment, offers a faster path to Maltese citizenship for high-net-worth individuals.
The cost includes a €600,000 government contribution (or €750,000 for the fast-track 12-month residency), a €10,000 donation to a local charity, and the purchase or rental of a qualifying property (€700,000 if buying or €16,000 per year if renting).
There is an additional fee of €50,000 for each dependent included in the application. The property must be held for at least five years.
The process takes 12 to 18 months, depending on the length of your residency.
Key Benefits of Maltese Citizenship
Becoming a Maltese citizen has several advantages:
● Freedom of movement and work: You can live, work, and study in any EU country.
● Visa-free travel: A Maltese passport gives you access to over 180 countries without needing a visa, including the US, UK, and Canada.
● Family inclusion: You can include your spouse, children under 18, dependent children up to age 29, and parents or grandparents.
With its flexible residency options, global travel benefits, and business-friendly environment, Malta is a top choice for Chinese nationals looking for EU residency or citizenship.
Malta’s education system offers a variety of options to meet the needs of families relocating to the islands. The system includes public, church, private, and international schools, all accredited by the Ministry for Education to ensure high-quality learning.
How the Maltese Education System Works
Education in Malta is compulsory for children between 5 and 16 years old and follows a clear structure:
● Kindergarten (ages 3–4): This stage is optional but helps children develop important skills early.
● Primary Education (ages 5–10): Focuses on core subjects like languages, math, and science.
● Secondary Education (ages 11–16): Prepares students for exams and offers both academic and vocational paths.
The school year starts in late September and ends in June. Students have long summer holidays and shorter breaks throughout the year, including public holidays and seasonal vacations. This schedule allows families to plan activities and trips during school breaks.
Public Schools: Free and Inclusive
Public schools in Malta provide free education to Maltese citizens, EU/EEA residents, and children of parents with a Maltese work permit. Most costs, including textbooks, transport, and supplies, are covered by the government. However, families are responsible for uniforms and basic stationery.
Malta’s public schools are bilingual, with lessons taught in both English and Maltese. This makes it easier for students to learn both languages, although some schools focus more on Maltese. Placement in public schools is usually based on where the family lives, so parents need to register their children through their local council early to secure a spot.
Public schools are a great option for expat families looking for affordable education that helps children integrate into the local community while learning a second language.
Private and International Schools: More Choices
Private and international schools in Malta are known for offering specialized education with smaller class sizes and international curricula.
Schools such as Verdala International School, San Anton School, and St. Edward’s College follow programs like the International Baccalaureate (IB) or the British system. Tuition fees range from €6,000 to €10,000 per year, depending on the school and its facilities.
Most private and international schools teach in English, with Maltese offered as an additional subject. These schools often have modern facilities, extracurricular programs, and personalized teaching methods, making them a good option for families seeking high-quality, globally recognized education.
Higher Education in Malta
For higher education, Malta offers excellent institutions such as the University of Malta, MCAST (Malta College of Arts, Science and Technology), and the American University of Malta. These universities and colleges provide degrees in many areas, including technology, tourism, and the arts. They attract local and international students, making Malta a hub for advanced learning.
Benefits of Studying in Malta
Malta’s education system gives students the tools to succeed in a global world. Its bilingual approach ensures students learn English, a key skill for international careers. Students can also choose between academic or vocational paths, giving them flexibility to pursue their preferred future.
With high-quality schools, flexible options, and a welcoming environment, Malta is an excellent choice for families looking to provide their children with a solid education and a bright future. Families moving to Malta can feel confident that their children will be well-prepared for success.
Favorable Tax System
Malta has a very attractive tax system for both businesses and investors. The country offers special tax incentives that help reduce costs for companies and individuals. Personal income tax rates range from 0% to 35%, with the highest rate only applying to income above €60,000 per year. Companies can also benefit from tax refunds, making Malta a great place to set up a business.
Another big advantage is that there are no wealth, inheritance, or estate taxes in Malta. This makes the country especially appealing to high-net-worth individuals who want to protect and pass on their wealth to their families.
Thriving Sectors
Malta’s economy is strong and has many growing industries that attract investors. It is well-known for its regulations that support fintech, making it a popular place for businesses in blockchain and digital finance.
Apart from fintech, more traditional industries such as import/export, real estate, and hospitality are also booming. Malta’s real estate market is very active, with high demand for properties in popular areas like Sliema and St. Julian's, as well as affordable housing in places like Gozo. The hospitality industry is also thriving due to Malta’s year-round sunny climate and the growing number of visitors.
Malta’s government offers many grants and support programs to help new and growing businesses. These programs provide financial assistance, expert advice, and other resources to encourage innovation and entrepreneurship. Sectors such as technology, logistics, and import/export receive strong support, helping businesses to grow and succeed.
Malta is known for its high-quality healthcare, with both public and private options available. Public healthcare is free for EU citizens and for residents who are employed in Malta. For faster access to doctors and treatments, many people choose private healthcare, which is still affordable and offers excellent services in modern, well-equipped hospitals.
Malta also has several international schools that follow well-known education systems like British, American, and International Baccalaureate (IB). These schools make it easy for families moving to Malta to give their children a first-class education that prepares them for universities around the world.
Malta’s real estate market has a wide range of housing options, from luxury apartments in cities to affordable homes in the countryside. Popular urban areas like Sliema and St Julian’s are known for their modern apartments and easy access to shops, restaurants, and offices. These areas are ideal for people who want to live close to the business hubs and enjoy an active lifestyle.
For those looking for a quieter life, Gozo is a popular option. Housing in Gozo is much more affordable, with modern, fully furnished two-bedroom apartments available for as little as €550 per month. This makes it a great choice for families and retirees who prefer a peaceful and friendly community.
Malta offers Chinese nationals a great mix of financial opportunities, lifestyle benefits, and global travel options. Whether you want to grow your business, invest in a second home, or get EU citizenship, Malta’s flexible residency and citizenship programs have plenty to offer.
At DZ Advisory, we provide expert advice and personalized support to guide you through the process. Our multilingual team will help you every step of the way to make your move smooth and stress-free. Contact us today to find out how we can make your relocation to Malta a success!